Chief Financial Officer and State Fire Marshal Blaise Ingoglia continues statewide hurricane preparedness tour with third stop in Santa Rosa County ahead of peak storm season

Gulf Breeze, Florida – Residents of Santa Rosa County were reminded this week that hurricane season is no longer something far off on the calendar, but an approaching reality that demands preparation now rather than later. With the official season running from June 1 through November 30, state and local leaders are urging Floridians to take early steps to protect their homes, families, and finances before the first storm forms in the Atlantic.

The message came during a stop in Gulf Breeze, where Florida Chief Financial Officer and State Fire Marshal Blaise Ingoglia continued his statewide hurricane preparedness tour. It marked his third visit in Santa Rosa County as part of a broader effort to reinforce readiness across vulnerable coastal communities.

Speaking directly to residents, Ingoglia stressed that preparation cannot wait until a storm appears on a forecast map. “People in the Florida Panhandle are resilient and they know firsthand just how quickly conditions can change during a hurricane. Whenever a hurricane shifts unexpectedly; it can cause devastation across our communities. Preparing early ensures that Floridians are ready for any forecast changes that can happen during storms.”

The visit brought together several emergency management leaders who echoed the same message: preparation saves time, money, and potentially lives. Florida Division of Emergency Management Director Kevin Guthrie emphasized that the basics remain the most effective defense against severe weather.

Read also: City announces temporary suspension of local business tax receipt and vacation rental services affecting residents and property owners for one full week

“Make a plan, build an emergency kit, and sign up for local emergency alert systems before the storm comes, not after. This makes a key difference in protecting your property and your loved ones when severe weather approaches. I am thankful for CFO Ingoglia’s continued commitment to getting Florida prepared for hurricane season.”

Local fire and emergency officials also reinforced the urgency. Midway Fire District Chief Shannon Stone reminded residents that while first responders will be ready, personal readiness is just as critical.

“Our firefighters will always be here to answer the call, but Floridians should start getting prepared for hurricane season now. Hurricane preparedness can help save lives and minimize risk during dangerous conditions.”

Santa Rosa County Emergency Manager Tom Lloyd added that each hurricane season brings the same lesson—those who prepare early tend to recover more effectively and with less disruption.

“I want to encourage residents in Santa Rosa County not to wait until it is too late. Every year, we learn that hurricane preparedness saves lives. Thank you, CFO Ingoglia, for equipping our communities with the information they need to stay safe during a hurricane.”

Alongside the public messages, officials also provided a detailed checklist of practical steps residents should take before a storm threatens. These recommendations focus heavily on insurance readiness, documentation, and securing essential resources.

Residents are encouraged to review their home and flood insurance policies carefully, comparing coverage options to ensure adequate protection. Officials also recommend conducting a full home inventory, including photos and video of both the interior and exterior of the property. Important documents should be stored in waterproof containers or dry boxes, and households are advised to keep some cash on hand in case of power outages or banking disruptions.

Preparation does not stop there. Officials also stressed the importance of planning for what happens after a storm makes landfall. Residents are urged to immediately report damage to insurance providers and make only emergency repairs necessary to prevent further deterioration. Every repair should be documented with photos or written records.

Read also: Nova Middle School Pre-Law program builds historic national dynasty with fourth consecutive victory in We the People competition

Authorities also warned about scams and fraud that often increase after major storms. Residents are encouraged to verify contractor licenses, confirm insurance coverage, and avoid signing contracts too quickly, especially with public adjusters or unsolicited service providers. Cash-only offers and pressure tactics are major red flags.

“If your vehicle is flooded, do not attempt to drive even if the damage appears to be minimal like wet floor mats. Call the insurance company to file a claim and follow their instructions.”

Consumers are also advised to keep detailed communication logs with insurance adjusters and to ensure any contractor hired carries valid liability and workers’ compensation coverage. Officials emphasized that reputable service providers are often local and properly licensed, and residents can verify credentials before agreeing to any work.

The state also reminded Floridians that help is available beyond the storm itself. The Consumer Services Helpline at 1-877-MY-FL-CFO (1-877-693-5236) is available for insurance-related questions and assistance, offering support for residents navigating claims and recovery processes.

As hurricane season approaches, the tone from officials remains consistent: preparation is not optional, and time is limited. The message from Gulf Breeze was clear—waiting until a storm arrives is too late, and the best protection begins long before the wind starts to rise.