Pat Geraghty will retire from his position as CEO of GuideWell and Florida Blue at the end of 2025 after leading the company through over a decade of transformation

Jacksonville, Florida – Pat Geraghty, the long-serving president and chief executive officer of GuideWell and Florida Blue, has announced his retirement effective December 31, 2025. After leading the organization for nearly a decade and a half, Geraghty’s decision marks the end of a defining era for Florida’s largest health insurer.

Since taking the reins in 2011, Geraghty has become a well-known figure not just within the company, but throughout the national healthcare industry. Under his guidance, Florida Blue evolved from a traditional insurance company into GuideWell, a comprehensive health solutions enterprise with a wide footprint in Florida, Puerto Rico, and beyond. Over the years, he has championed wellness, pushed for healthcare innovation, and expanded the organization’s services to millions of individuals across all 50 states, the U.S. Virgin Islands, and Puerto Rico.

“Pat Geraghty’s visionary leadership has transformed our organization and positioned us as a national leader in the evolution of health care. His commitment to members, employees, and the communities GuideWell serves has been extraordinary. Under his guidance, the company has grown from $8 billion to $32 billion in revenue while maintaining a strong mission focus. He has strengthened the company immeasurably and his dedication to our values and to helping people and communities achieve better health has had a profound impact on our culture, the health insurance industry, and the communities where GuideWell and its companies operate,” said Thomas G. Kuntz, Chairman of the GuideWell and Florida Blue Boards of Directors.

A Legacy of Expansion and Innovation

During his 14-year tenure, Geraghty led GuideWell through a period of extraordinary growth and modernization. One of the most striking achievements was the expansion of company revenue from $8 billion in 2011 to $32 billion today. That growth came alongside a deep diversification of the organization’s services and geographic reach, bringing GuideWell’s care and health products to more than 38 million people and growing the employee base to over 18,000.

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Beyond the numbers, Geraghty helped redefine the company’s mission. Florida Blue became more than an insurance provider — it became a holistic health partner focused on preventative care, member satisfaction, and community wellness. That shift helped the company secure high net promoter scores from customers and numerous recognitions as an exceptional workplace, including being formally certified as a Great Place to Work.

“Being entrusted with the leadership of GuideWell / Florida Blue has been the highlight of my career,” Geraghty shared. “I treasure having had the opportunity to reshape a traditional insurance company into a health solutions enterprise with the consumer as the focus, and with wellness, care support, and quality of care for our members as integral to our mission of ‘helping people and communities achieve better health.’ With a highly engaged board and deeply caring, dedicated teammates, we have been on a mission to meet our customers and members where they are and provide new, innovative ways to enhance their health journey.”

A Champion of Accessible Health Care

Geraghty also played a key role in implementing the Affordable Care Act (ACA) across the state of Florida. Under his leadership, Florida Blue was among the first insurers to offer ACA plans in all 67 counties, becoming one of the largest providers of individual health insurance coverage in the country among Blue Cross Blue Shield affiliates. His proactive stance and deep understanding of healthcare reform positioned the company as a trusted partner to consumers navigating the evolving insurance landscape.

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The CEO also remained deeply involved in Florida’s healthcare ecosystem, becoming a vocal advocate for improved health outcomes and access to care. He served as a fixture in both the business and public health communities, helping shape conversations on how healthcare providers and insurers can work together to build healthier, more resilient communities.

Looking Ahead

While Geraghty prepares for retirement, he is not stepping away from the field entirely. In his retirement announcement, he expressed interest in pursuing new opportunities and creative projects that allow him to continue contributing to the improvement of the U.S. healthcare system.

“Our team, which reflects Florida and Puerto Rico and beyond, works hard every day to provide the level of care and service that our members need and deserve. I look forward to handing off the leadership mantle at GuideWell / Florida Blue later this year and will be rooting for the organization’s success on behalf of its members. I’m excited to explore different kinds of new opportunities and creative challenges in the years ahead and hope to continue to contribute to the evolution of the U.S. health care system as well.”

As for who will succeed Geraghty, no official announcement has been made, though the company is expected to begin the search for its next CEO in the coming months. Whoever takes over will inherit a company transformed — one with a broad national presence, a strong commitment to innovation, and a deep-rooted mission to serve.

GuideWell’s leadership transition comes at a time of continuing change in the healthcare industry, with rapid shifts in technology, policy, and consumer expectations. As the organization prepares for its next chapter, it does so on a foundation built over more than a decade of bold vision and strategic action.

Geraghty’s legacy will likely be remembered not just for the numbers or titles, but for the culture and mission he helped shape. Under his watch, a regional insurer became a national health solutions leader, and a focus on people remained at the center of every decision.

For the company, the communities it serves, and the broader health care landscape, his impact has been both lasting and profound.